Core Carriers
Niche: Living Benefits, Competitive Term, UL, and IUL. Term Conversion privileges. Bundled policy solutions
Niche: Underwriting express with Living Benefits, Competitive Term, IUL with strong cash value accumulation
Niche: Final expense, Simplified issue, Fraternal benefits, single premium whole life
Niche: Guaranteed Issue life
Niche: Competitive term, living benefits, simplified issue, universal life with long term care.
Niche: Final expense, simplified issue term, return of premium term