Executive Marketing Insurers

1206 Bent Oaks Ct, Suite 100

Denton, TX 76210


Tel: 800-468-1640

Fax: 866-708-3545

Innovative Ways to Market Life Insurance

Linking Producers to Product Since 1993






Foresters Decision Express Service is an accelerated sales process that helps you close sales and get paid faster than ever.


Real-time eligibility decisions are now available at point-of-sale (POS) for all Foresters non-med products - Advantage Plus, SMART UL and LifeFirst - up to $250,000. It's fast, easy and mobile - apply and get decisions right in your client's home!


How does it work? It's so easy.

  • Complete the application in full in your client's home

  • Call Apptical at 866 844 9276 while in your client's home

  • Follow the simple 15-20-minute process to determine your client's medical eligibility


You'll get a decision while you're on the phone in your client's home. Now that's express service!


Here are a few pointers to remember: 

  • To remain eligible for this service, you'll need to send the application (regardless of the decision) and all other applicable forms to Foresters

  • When approved, certificate can be issued in as little as four business days

  • And, you'll get paid when we mail the certificate to your client

  • Apptical interviews can be conducted in English and Spanish