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QOL Advantage

Affordable Innovative Solutions to Meet Your Clients Needs

Quality of Life Advantage is a discounting program that bundles life insurance solutions so that families can buy the financial protection they need at prices they can afford.


A recent study shows that ownership of individual life insurance has hit a 50-year low. More than half of U.S. households – 56 percent, have no individual life insurance. And, when you look at households with children under age 18, 11 million have no coverage at all. "In today's challenging economic times, a more affordable solution is needed in order for people to protect their families. The combination of life insurance products with QOL Advantage discounts can solve clients' needs in a smart, affordable way.


It is our goal to help meet the needs of middle income Americans and Main Street small business owners and we believe that QoL Advantage will make a real difference in meeting those insurance needs.


Quality of LIfe Advantage... Highlights


• Lower premiums

• Volume discounts

• Fee reductions

• Additional Interest Crediting on Qualifying Universal Life


• An easier, more efficient way to take care of your family.




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